With the wind, rain and cold really kicking in for the winter, now is the time to prepare your home for anything the elements throw at you. And that also means making sure your home is covered with home insurance – in addition to making sure you’ve winter proofed your house.
So these five top tips should help keep your home cosy – and maybe even save you some money too. But since you can never be too safe, why not check out some home insurance online quotes?
Most of the heat in our homes escapes through cracks – rather than poorly insulated walls. So you could get a builder to do an air-tightness test to spot the worst areas. Or you could also use some of these cheap and effective ways to cosy up your home… Like carpeting floors, hanging thick curtains, installing wooden shutters – or getting double glazing.
Sometimes you can get cracked pipes that leak into your home. But it’s not always easy to spot them. So use a mirror to spot flaws at the back of pipes. And if you haven’t already lagged your pipes, now’s a good time to do so – before the temperatures really drop.
It’s easy for wood to get damaged and create draughts if it rots. So wash down the window paintwork every year – this will help prolong the finish. It will also be a good opportunity to check the frames for decay. If you do find any exposed wood, make sure you paint it as bare wood can quickly rot if it’s left exposed.
Looking out for damaged or slipped roof tiles is another important job that can help keep your home cosy – and possibly prevent any further damage. Because even a small gap can let in enough water to cause damage. This is why it’s always good to check your home and contents insurance policy to make sure it gives you enough cover for your home and things.
Since insulation cuts down the amount of heat going out of your home, it’s crucial that you check yours to make sure it’s up to scratch. You should have at least 12 inches of insulation in your attic.
And, since warm air rises, you can also insulate the attic hatch or door to stop it from escaping out the top of your house.
But no matter how many measures you take, the unexpected could always happen. So it’s worth making sure your home insurance covers you, just in case the winter weather does actually cause some damage. You can then rest easy, knowing you’re prepared for the months ahead.