You could start a virtual assistant service using the camera on your computer to be a business professional’s personal planner and set appointments. Be someone’s personal secretary. If you have any particular skills or expertise in a certain area such as Human Recourses you could offer services on that level also. Begin by contacting previous employers, and past coworkers and tell them about your service. Post your ad in papers, Craigslist or job boards.
At Home Call Center
Many companies these days have all of their customer service and support calls routed overseas. A growing number of these companies are now hiring people to work from their homes responding to those calls. A lot of companies require you to have a college education, good problem solving skills and a quiet workspace. Usually you would take care of some sales, taking orders, and solving minor problems for people. This is a great work from home idea for the right person.
Begin your own online store or personal auction using eBay tutorials to help you get up and running. You need an inexpensive digital camera to take photos of the items you want to sell and a clean, professional looking staging area with a backdrop that will enhance your product and make it easy to distinguish. There are many wholesale companies that you can purchase the latest trending merchandise from to sell on your auction. With a little experience many people enjoy a lucrative income from these types of work from home ideas.
If you are one of those fortunate people who is artistically inclined and enjoy making craft items, pastry, candy or even cosmetic products you may want to get a table or booth at a craft fair or flea market. Try not to crowd your merchandise together. Merchandise your items by category and separation. It is easier for people to make a simple choice between two or three items than be overwhelmed by too many choices and not be able to decide at all.
Online Affiliate Programs
Out of the majority of work from home ideas, affiliate marketing should be at the top of the list. There are some decent companies out there offering a wide range of different programs, products and methods. Try to avoid the hype by researching the reviews of a specific company before you sign up or give them any money. Internet affiliate marketing can be very personally and financially rewarding. I recommend companies that have a proven track record, a turnkey operation that provides you with your own website with products or income streams ready to go. These kinds of programs do not require you to do any selling but only that you bring traffic to the site. They also should provide concise educational tutorials and mentorship to guide you step by step along the way.
Note: If you are looking for an honest, ethical, and legitimate opportunity to generate a full time income from home, click here.
For free training, free education, and a free income generating website, visit http://www.YourLifeOnCruiseControl.com today.
Let’s take a minute to analyze this thinking. For example, let’s say you’re a 50 year old baby boomer earning $50K a year. For whatever reason, our culture has arbitrarily chosen the age of 65 as the ideal age to retire. Based on this, you have fifteen more years before the so called “golden handshake.”
Let’s also assume that you want to live at the same comfort level that you’re currently accustomed to, and you don’t have plans to switch to ramen noodles and prunes as your staple diet.
How long will you live? In today’s age of modern medicine, a healthy adult could definitely make it to ninety or even a hundred years old.
In terms of your retirement and savings, let’s also assume that your company executives pulled an Enron scam, and stole your entire pension fund. You can also assume (rightly so) that social security will be a thing of the past. That leaves 25 years of retirement supported solely by your savings and investments.
CNN has this nifty little retirement calculator that predicts that you will need $850,019 in the bank in order to just maintain your current standard of living. The question is, do you have that much?
Times are a ‘changing as the saying goes, and baby boomers, unfortunately, are bearing the worst of those changes as they approach retirement age. Many of us have worked our whole lives to scrimp and save thinking that there would pensions and social security to supplement our income during retirement. If you face the scary truth, and realize that these additions for retirees may soon be a thing of the past, where does that leave you? The reality is that it leaves us with a potential mess. However, it also leaves us with an opportunity.
No matter what, life is going to continue on no matter what you do. You will not be able to impact the inevitable demise of social security or the loss of your pensions and retirements. You can however, make a difference in your own life. It will all depend on how you respond to these changes, and the possibly tumultuous future.
Instead of sitting back and letting the world steam roll over you, you need to be willing to get up and do something about your future. Quit worrying about things you cannot change. Instead, start doing something about the things that you can control.
Retirement is a dirty word in my book. Old books, old cars and things that no longer work are retired. Are you so old that you can no longer work or be useful? I’m not! I’m still very active and useful.
So, what should you do? Where should you turn? You should start by reinventing yourself. Find something that you are passionate about, good at and that brings you joy and start doing it. The one requirement – make sure you get paid for it. Home-base business opportunities abound. They give you the freedom to do what you want, when you want. And, more importantly, they allow you to write your own paycheck. You just need to find one that is the right fit for you.
As you reach that certain age where others think you are no longer useful, don’t retire (at least don’t call it that). Instead, rejuvenate, reinvent, revitalize, and restructure your life. Take control of your life and do something that keeps you alive and earning. Remember, life goes on (sometimes like a freight train) but know and be secure in the thinking that you will be fine no matter what comes your way.
Don’t wait another minute, get started now!
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Tip #1: Avoid The Bank and Take Care of the Customer
We see it time and time again. A talented entrepreneur gets a fantastic idea that will change the world – one that is so revolutionary that, given a little funding, will alter human existence as we know it. These are the kind of entrepreneurs that we love. They have passion, intelligence, and drive that push them far beyond most people’s wildest dreams. Because we love these kinds of people so much, we hate to see them fail. When they do, it’s because they let the bank pay for their growth instead of the customer.
If you truly want more profit and cash flow in the bank, the first and dare we say golden rule, is to stop asking for money from banks, family, and the dentist next door. Instead, ask for money from your current or potential customers by providing more and better services or products. Ah ha! This is where you say, “Yeah but how can I sell anything if I don’t have enough money to start or to carry on?” That’s a very good question and the answer is that you have to become creative – you have to “create” your cash flow instead of ask for it.
For example, if you want to start a clothing store for women that will cost $500,000 – the bank probably won’t give you the money. Instead, you should open an Ebay store to sell your clothes, create a strong following in the social media circles, and use the money from those sales to increase your inventory, marketing, and operations as a whole.
This works if you’re an existing business as well. Instead of asking the bank for more money, thereby getting deeper and deeper into debt, ask your customers for more money, but give them something valuable in return. Your customers will fund the growth of your business. If you’re lazy and take the easy way out by asking for another loan, you’ll be a lazy entrepreneur down the road and when disaster strikes (which it will), you will not have a strong customer base helping to fund you through it. You’ll just have to ask for another loan which means more debt and despair.
Tip #2: Know Your Burn Rate and Runway
Imagine sitting by a barrel that has a fire burning inside of it. Next to you, you’ve brought a large wheelbarrow full of cash. In fact, that cash represents everything you’ve accumulated up to this point in your life. It may be $10,000 or it may by a million dollars. However much is in your wheelbarrow, image taking huge handfuls and duping it into the fire. That doesn’t sound like much fun to us, but it happens every day in almost every business and here’s why. Many business owners don’t know what their “burn rate” is.
Definition: Your burn rate is a measure of how much money you toss into the fire (your business) before your business starts generating a positive cash flow. Essentially, we’re measuring your negative cash flow. We know, it sounds morbid. An investor, lender, and you yourself should all ask your accountant what the burn rate for the business is if more money is to be put in. Your accountant may say $50,000. In essence, that means that you burn $50,000 a month trying to get to profitability.
Another term to understand is “runway”. It is a measure of how long you can burn money for before you go broke. Once the runway ends, you better have your plane in the air or else we’re going to need to call the paramedics. If you have $200,000 to start your business and your burn rate is $50,000, then it stands to reason that your “runway” is four months ($200,000 / $50,000 = 4 months). As a business owner, if you’re going to generate more cash and increase profits in your company, you’ll want to extend your runway as long as possible.
Small businesses need to understand the difference between profitability and cash flow. The problem here is that most accountants make it so darn hard to figure out for the entrepreneur. If you have a good accountant, sit down with him or her and have them walk your through it.
As an outsourced accounting service, we see so many people searching for more debt instead of applying the principles above. If you start your business, make sure to apply the above principles to come out on the right foot.
One of the biggest reasons Baby Boomers fail as they get older is not because they are unproductive people. Rather, what happens to Boomers is what has plagued generations of people for years. They get comfortable and fail to do what they did in their younger years when they were active, successful and productive.
Everyone knows that as you get older, you should still make goals for yourself. Many Boomers have accomplished great things in their working lives. As they begin to retire, some will take that same gusto and apply their expertise towards businesses of their own. Others will become world travelers. Yet and still many will be constrained by fears over money, debt and health worries.
At this time I want to share with you a surefire way to make this next step of your life the best years ever.
There are four principles that we’ll discuss, namely Be Specific, Make It Measurable, Keep It Realistic and finally, Take Action Today.
We all have been exposed to setting goals at some stage of life. In Ministry, some congregations make a goal of pooling funds together to build a new building. This is commonly known as the “Building Fund.” Others may be league bowlers and have a tournament that they want to do well at. So, they practice extra, which requires more time, money, and travel all in pursuit of a goal.
It does not matter what you are aiming for, you have to be specific first. If you do not have a specific target in mind, you really do not have a goal. Rather you have a wish. It is far better to have a goal of losing 15 pounds by your forty-third high school class reunion, than the opposite of saying, “Oh I need to lose some weight.” This is just not specific enough. How much weight do you need to lose. You will never known what you are striving for unless you be specific.
Make It Measurable
Any goal, and I many ANY goal, needs to be measured. Why? You could have the noblest of goals and not know if you are there or beyond it. The greatest example of this comes not just from the business world but can be applied to raising a family or taking a vacation.
Just suppose you have a goal of earning $14,779 per month. If you hit $14,778 you have not hit your goal, right? But who wouldn’t be satisfied with that? Most Boomers would. Especially as retirement years loom and Social Security looks to yield little to live on. Now, if you have added measurable elements to your goals, you would know in this instance when you were half way to your goal by merely looking at your bank deposit slips or some pay stubs from your income sources.
Keep It Realistic
You should only set goals that can be accomplished. Sure, the gurus say you need to set stretch goals. Stretch goals are those that are “slightly” or in some instances totally out of your reach. This is really controversial, because goals are meant to usher growth. But when you set goals you know you will never reach, they really don’t inspire but depress your efforts.
Take Action Today
This final step is really the icing on the cake. Without it nothing really matters with the other steps. You’ve all seen those commercials that the athletic shoe company talk about “just do it” right? Sure you have. Well that is what this is all about. Getting your goals off the paper and into your life is really about getting you into ACTION.
All you need to do after you have set your goal is to take some time to write out a basic plan of action and get going. You need to schedule it into your planner. When you do, you will avoid the biggest problem of all goal systems which is not taking action.
Your goals won’t just leap off the page and make themselves happen on their own. You’ve got to take action. As a Boomer you’ve got loads of experience at doing many things well. Why not allow those things to fuel your latest efforts to grow even further.
By Todd Lloyd. Baby Boomers, get your Free video showing you how to get your instant website online fast without getting frustrated or scammed. Click retirement early to view online without cost to you today!
How do you find online jobs? Available work from home positions? It is not as easy as some make it sound. If you are trying to figure out how to find work from home jobs online or stay at home moms work ,or even The Top Internet Jobs Online you can count yourself in with literally millions of others. Here we will learn how to get a job for you online that you love. The best jobs online seem to be Affiliate marketing jobs. These online jobs arent really jobs as much as they are an opportunity to make money selling products and services of others. In order to find a really good job online or affiliate marketing position some research is needed.
Finding A Legitimate Online Job.
There are some jobs online that offer payment fro writing that are legitimate. I have been in contact with some job posters on Craigslist and such that will pay you for writing articles or post for their website or blog. I have also looked into doing some freelance writing jobs which can be found by joining a freelance writing network easily found thru a Google search. Most of the gigs are highly competitive and I have not had alot of luck with these. I welcome comments or suggestions if anyone has had some success with this method of making money online.
For me the best online jobs or work have been to write articles and or post which present information on a particular subject and hopefully direct or inspire the reader to research the information in hopes of finding a real online job or opportunity that will work for them. I have had success with 2 programs on a regular basis. One of the programs which make me money online on a regular basis involves giving away free money making websites to people who would like to have a job online or work online by selling affiliate products.
These websites that I give away to people are set up and customized with personal affiliate links for the person so they may start earning money online very fast. These sites do work and will generate a handsome and regular commision if a little time is spent to advertise them. You can get a free website to make money with and also promote them to earn money online two ways.
The other method I have had sucess with as far as an online job or way to make money online fast is to use Google adsense in my articles and blogs. I try to create hubs or articles that inspire and have useful and truthful information in them to help give people ideas and information so they too can find an available working at home job or ways to make money online. If you like to write and either use Hubpages as your writing platform or you have a website or blog Google adsense is the best and most trustworthy way to make extra money online that I am aware of.
If you would like to write on Hubpages and generate money online thru Google adsense the you can check out this article and also sign up here
To summerize the best ways I have found to make some real money online or get a online job would be to either make money with Google adsense and/or definately get a free money making website as mentioned above. This is where you can make money as an affiliate and also generate cash giving away free cash making websites to people. These are great places to start for work at home moms.
For additional ways to make real money online and/or find the best online jobs my Google website has many proven ideas and opportunities for you to consider. You can look at and consider additional ways to make money online here. Just to add one last note, For a complete list of available work at home positions that are REAL and Legitimate, check out the link on my box to get some very cool leads on jobs available now.
Deciding to work at home is a huge step towards obtaining financial independence and having an optimized lifestyle. But all too often, people fall victim to distractions and their productivity levels fall off sharply. So we need to ask ourselves why this happens and what we can do to address this inadequacy.
When working a normal 9 to 5 J.O.B., most people base their level of productivity on their surrounding atmosphere of coworkers doing similar if not the same tasks. This gives you a baseline on which to compare ones self as to how much productivity is actually being produced. But when you work at home, there is nothing to reflect on in your home business except what your upline is doing or what you hear on webinars or training calls on the phone, so the end of the equation is you start to slow down and not achieve the wanted results.
There are also many distractions through out the work day at home which will most assuredly lead you off the beat and path. Phone calls is a huge problem I’ve got, others that come to mind are the newspaper, emails, house cleaning, laundry, the family petâ€™s. All which is ok and needs to be addressed, but only by applying proper time management when you work from home.
Time management is a very key thing to master when working from home. It is very easy to set up a schedule using a spreadsheet such as Microsoft Works or Google documents. Plan out what you need to accomplish and at what time of day you want to do this, and stick to your schedule and get the work done. Certain tasks require a certain amount of time, while others require a certain outcome or level of completion. I use both of these. If you are just starting out with your work from home business, you’ll have to experiment a little and find out how long it takes to do things. Certain things I do, I give myself a certain amount of time, for example , social media, and if I don’t finish, It’s ok because it won’t make or break me. But then when I write articles, That usually takes time to complete, and if your looking to submit a certain number of articles per day, I have to use my time accordingly. If I finish up early, I move on to the next and I don’t go back because tomorrow is another day. Thatâ€™s one of the benefits when working from home.
Another aspect of productivity and how to maximize it could be to dress like you on your way to the office. Now, keeping in mind with the people that don’t care to follow this measure because that could be a big factor as to why they decided to work at home, these people feel more casual, and dress more casual, I’ve been told some don’t dress at all, and theses people can still be top earners in their niche. Either way, you should still get up and shower, dress to your taste, and hopefully this will put you in a state of mind that will help your productivity.
You also need to have a dedicated workspace. Particularly a room with a door, with no bed in it would be great. A comfortable chair to take a break from the toil is also a good choice. A window to let the day, or night in, which ever time frame you work in, is also critical. I know I enjoy fresh air. That helps me allot.
We should also state here that some people tend to feel trapped, or shut in. You need to take a 10 to 15 minute break every hour, this should be seen on your time management spreadsheet, and extra time added accordingly. Get a glass of water, not coffee, not soda, not alcohol, but water. Your brain and body runs on water. Water is to your body as gasoline is to your vehicle. My mentor taught me this in the beginning and I said the same thing, “Your crazy”. But you know, he was right. The first thing I do when I get up is drink a large glass of water to rehydrate my body. Then I’ll eat something and have a few cups of coffee, but when break time comes on the hour, it’s water. It really does help your mind and body function better. And by the way, taking breaks every hour is another perk when you work from home.
Problem could also arise to the fact that you just can’t work at home due to space constraints. Maybe you don’t have an extra room in the house and your PC is right next to the TV. a great option is to rent some cheap office space somewhere, or just a room. You wouldn’t technically be working from home, but at least you’d still be in charge.
You should also keep in mind that there will be days when you have to leave the house, to do your shopping, doctors appointments, work on your own vehicles, sports activities with the kids, and you may not get nothing accomplished. But that’s ok and that’s the beauty of working at home, you don’t have to tell the boss that you have to leave early, or take a day off because your in command.
Working at home to achieve financial freedom and at the same time, optimizing your lifestyle is the way to go if you have the discipline to be productive. It requires timeliness and consistency just like any other job, but if you get it right, it can be very rewarding. So get your spreadsheets out and start being the master of your craft.
Plug into the world
Do you run out of money before your next check comes in? Whether you are a stay at home parent, retired, or perhaps your income just isnâ€™t enough, you may be interested in internet networking to supplement your income. Not only has the internet supplied businesses the advertising mechanism to turn their small or local business into a global business, it has also turned internet junkies into money making gurus. In truth, networking the internet has reaped sizable rewards for many. This is not to say that it is easy. It isnâ€™t really hard, but it really is work.
Choices abound on the internet for making money. Many investment opportunities, as a warning, are scams, and as always, should be thoroughly checked out before you spend any money on them. The majority are not, although some charge for information and others do not. There is a little bit of everything available. Social networks are huge. Myspace, a popular social networking site was sold in 2005 for an estimated 580 million dollars. Social dating networks, like the ones you see advertising on television, are listed amongst the top money makers on the internet, also making millions.
The internet is not just for professionals and businesses. It is now a home for curious minds seeking information and opportunities. For individuals using the Internet to make money, the possibilities are endless. From setting up on-line markets to having your own web page, there is money to be made. Whatever your interests are, you can find a way to turn that interest into a profit on the internet.
Although it would be impossible to list all the ways to make money, we will attempt to list a few of the top ideas that are working very well.
Social networking is being utilized by companies all over the world and they are seeing impressive results. This has not gone unnoticed by the individual, using the internet to supplement income. Learning the basics of how to maneuver on the internet will be key in your attempts at making money. Using the right tools and strategies will help you keep a grasp on all aspects of your new endeavor.
Start by making a plan of action so you know where you want to be and the direction you need to follow to get there. For instance, if you want to have successful website within a yearâ€™s time, list what you need to do to get there and catalogue your progress through each step. If your plans include social media networking, you may want to choose an on-line networking guide to help to help you navigate your way through the maze and will make things much easier for you. Spread yourself around and apply similar tactics on other sites as well. Make your sites appealing and easy to read. Reach out and target as many other sites and individuals as you can. Your site will require regular maintenance to keep the site fresh and full of new information.
Interaction with other networking sites sets your site about the rest. This is what sets social networking apart from media networking; allowing interaction with and even between visitors. Take advantage of the chance to let people comment on your sight and even include links to other sites. Participating in forums and blogs sites adding links to your site can truly enhance your network scope.
Affiliate programs are also a good way to add dollars to your income. Businesses find it more convenient and profitable to offer incentives to on-line sites rather than invest in risky commercial ventures. You allow a specific advertisement on your site and the company pays you a percentage of sales that are produced from that ad. Once it is set up properly, you donâ€™t have to do anything else. Simple and brilliant.
Learning to understand these money making ideas and make them work for you will take time and energy. Fortunately, all the instructions on what to do and how to do it are all at your fingertips. So, what are you waiting for?